Everyone likes going on holiday. Every year we make plans for our summer holiday. There are various ways of spending holidays. You can go to the seaside and enjoy swimming in the sea or lying in the sun. You can just travel to new places, meeting people and sightseeing. A lot of people like traveling to different countries. They like climbing the mountain visiting museums and etc.

First

Page plan

1.News from all world

2.Horoscope

3.My city

4.Star – Avril Lavigne

5.Fashion

6.Why do I like this magazine?

The interesting facts from fauna:

– crocodiles can’t put out tongue

– the some people are left guzzles 50 times a day

– camels has three centuries which keep eyes from sand

,, Pa

I remember my days in the primary school. My first day, my first lesson in the school stacked in my memory very well. It was early morning of 1 September in 1988. My father saw me to my new school. I was terrified in that big building. I did not know anyone in my new school; I had no friends in my new school, because I had not ever been to the kindergarten (I had been growing with my grandparen

I live in Siauliai. I was born in Siauiai, and my parents live in siauliai too. Siauliai is the fourth largest city in the country. It is an indurtrial centre with a reconstructe former nulitary airport, Zokniai free economic zone and the yongest dioce istituded in Lithuanian. To observe its 750th anniversary; the city created an ornamental Sunlock Square, which has the new Siauliai symbol erec

My Native Town

Klaipėda is the third city in Lithuania considering the number of population. Today it is the only seaport in Lithuania which maintains trade routes between this country and the rest of the world. Klaipėda is the only city that boasts beaches, the Maritime Museum & Aquarium. However, a very long time ago, it was very different from what it is now.

Our s

Panevėžys was first mentioned in 1503, in documents signed by the King and Grand Duke Alexander I . The city lies on the old plain of the River Nevėžis. The city name means „along the Nevėžis.“ Panevėžys, situated in the centre of Aukštaitija, is sometimes called the capital of the region and has been the fifth largest city in Lithuania

MY PET

I have got a nice pet. My pet’s name is Rikis. He is a dog. His brad is dochshund. Rikis is a boy. He likes to play and we have great fun playing together. I love my dog very, very much.

My dog does look is black. His fur is black. Rikis front paws are black and back paws are black. His snout is black and oblong. His eirs are very little and nice. His eyes are green a

There is a time when you understand that the time to choose your future profession has come. It happens differently. Some people start thinking about it very early. They usually choose one profession and try to study as hard as they can in order to get the speciality they’ve chosen. So these are the purposeful people. Other people begin to think about their future profession later, when t

When millions of young people leave school, they begin an independent life. Some of them start working, go into business, some of them continue schooling to receive a higher education.

Young people can learn about professions in magazines and advertisements. Magazines for teenagers often offer questionnaires, quizzes or surreys to help young people to find out what their interests and a

My room.

We live in a new flat in one of the residential areas of our city. It is a three-room flat of a typical block of flats with a lift and rubbish chute. Our flat is on the fifth floor. As you enter our flat, you find yourself in a small entrance-hall, and from there you can go to the rooms: the living-room, my parent’s bedroom and my room. I use my room as a study and a bedroo

My scary story:)

It was three years ago.

“Don’t swim in the sea” my father said as I left house. It was sunny day before two days before our holiday was over. The beach was lovely and the waves weren’t big.

I was swimming in the sea when suddenly I looked up and saw fife meter wave is going to hit me. I tried to escape, but it was too late. The wave hi

I am a pupil of the 9th form of a secondary school in Vilnius. Our school gives general education. When at school, children study Russian, Russian Literature, History and Social Sciences, Mathematics, Physics, Chemistry, Geography and foreign languages. My school is not far from my place. It takes me a 10-minute walk to get there. The school is not a big one. It occupies a four-storied buildin

I like summer as a season, but I hate it as a period of time. I get up and hear the birds singing reminding me to mow the lawn. I get down the stairs and see green vegetables reminding me to mow the lawn and then I go out and see nine ares of grass that must be mowed. And the whole story continues every week for the whole summer. That actually isn’t so bad after all because I have ssomet

TURINYS

TURINYS 1

ĮVADAS 2

1.NAMŲ TURTO DRAUDMAS 3

1.1. DRAUDIMO OBJEKTAI 3

1.2. DRAUDIMO VIETA 5

1.3. DRAUDIMINIAI IR NEDRAUDIMINIAI ĮVYKIAI 7

1.4. DRAUDIMO SUMA IR DRAUDIMO ĮMOKA 9

1.5. DRAUDIMO SUTARTIES SUDARYMAS IR GALIOJIMO TERMINAI 13

1.6. DRAUDĖJO PAREIGOS DRAUDIMINIO ĮVYKIO ATVEJU 14

1.7. DRAUDIM

Naomi Campbell

Naomi was the first black model to appear on the covers of Time Magazine, as well as French and British Vogue. She appeared with Michael Jackson in his song video „In the Closet“ directed by photographer Herb Ritts. She has appeared in several films including Spike Lee’s „Girl 6.“

She has been considered the leading super model since she